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Money Thoughts from a Teacher.

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Teachers Can be Millionaires (Our Story)
networth retirement Spending

Teachers Can be Millionaires (Our Story)

July 29, 2024July 29, 2024 J.

Our household net worth by age. Really? Yes! Teachers are listed behind engineers, and accountants on the list of net worth millionaires. My wife and I are both

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Increase your CalSTRS Pension Benefit!
Budgeting CALSTRS retirement

Increase your CalSTRS Pension Benefit!

July 18, 2024July 18, 2024 J.

Your can raise your pension! Learn how to maximize the percent of income you will receive in retirement. In my previous post I explained how to find your

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Are We House Poor or House Rich?
Budgeting retirement Spending YNAB

Are We House Poor or House Rich?

July 9, 2024July 10, 2024 J.

Mansion, Apartment, Shack, or House I loved the The Game of Life. I hate non-strategy games, but moving the little plastic car, with the little plastic peg people

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We Retired in June!
Budgeting retirement Spending

We Retired in June!

July 8, 2024July 8, 2024 J.

But we go back in August. Retire Often? Mini-Retirement is now a trending idea with its own podcast and multiple proponents.The gist of it is that you take

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When can you retire as a California teacher?
CALSTRS retirement Spending

When can you retire as a California teacher?

July 6, 2024July 8, 2024 J.

and why you need to invest. You can retire when you can meet your spending needs. The guideline is 80% of your income. If you looked up your

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How to Get Started (with Money and FI)
Budgeting retirement Spending YNAB

How to Get Started (with Money and FI)

July 5, 2024July 6, 2024 J.

Start Tracking Spending You have to start tracking your money. That’s the basic first step. You can’t really plan for your future or retirement until you know your

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CalSTRS Pension Formula Basics Part One
CALSTRS

CalSTRS Pension Formula Basics Part One

July 4, 2024July 6, 2024 J.

How much is your CalSTRS retirement benefit? As you start to plan your retirement (and your FI), learning what you will receive from your CalSTRS Pension is going

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Is it wrong to eat a free donut?
humor insurance

Is it wrong to eat a free donut?

July 4, 2024July 4, 2024 J.

How to deal with hard insurance sales (Part 1) “Big City” Life Insurance was in the teacher’s lounge. They had free donuts. I love donuts. I don’t love

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